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Terms of Service

Last Updated: December 2024

🎯 Quick Summary

FriendTaxWager is a fitness challenge platform where friends compete in weight loss and step challenges with real money stakes. By using our service, you agree to play fair, pay your fees, and accept that fitness challenges involve personal responsibility.

1. Acceptance of Terms

By accessing or using FriendTaxWager ("the Service"), you agree to be bound by these Terms of Service. If you don't agree, please don't use our service.

2. Description of Service

FriendTaxWager provides a platform for:

3. User Eligibility

To use FriendTaxWager, you must:

4. Challenge Rules & Fair Play

🏆 Challenge Participation

5. Payment Terms

Daily Fees: You agree to pay the daily accountability fee for your chosen tier

Wager Amounts: You agree to pay your wager amount into the prize pool

Payment Processing: All payments are processed securely through third-party providers

Refunds: Fees are generally non-refundable once a challenge begins

⚠️ Important Payment Information

Financial Responsibility: You are responsible for all charges associated with your account. Only participate in challenges with amounts you can afford to lose.

6. Prize Distribution

7. User Conduct

You agree not to:

8. Health & Safety Disclaimer

🏥 Important Health Notice

Medical Consultation: Consult with a healthcare provider before starting any fitness challenge, especially if you have health conditions.

Personal Responsibility: You participate in challenges at your own risk. We are not responsible for any health issues or injuries.

Reasonable Goals: Set realistic and healthy weight loss goals. Extreme or unhealthy practices are discouraged.

9. Data & Privacy

Your use of the service is also governed by our Privacy Policy, which includes:

10. Intellectual Property

FriendTaxWager and all related content, features, and functionality are owned by us and protected by copyright and other intellectual property laws.

11. Service Availability

We strive to provide reliable service but cannot guarantee:

12. Limitation of Liability

To the maximum extent permitted by law:

13. Termination

Your Rights: You may stop using the service at any time

Our Rights: We may suspend or terminate accounts for violations of these terms

Effect: Upon termination, your access ends but payment obligations for active challenges remain

14. Dispute Resolution

Challenge Disputes: Disputes about challenge results are resolved by our team

Legal Disputes: Any legal disputes will be resolved through binding arbitration

Governing Law: These terms are governed by the laws of the United States

15. Changes to Terms

We may update these terms from time to time. We'll notify you of material changes via email or app notification. Continued use after changes constitutes acceptance.

16. Contact Information

Questions about these terms? Contact us:

🤝 Fair Play Commitment

Our Promise: We're committed to providing a fair, fun, and secure platform for fitness challenges. Play honestly, support your friends, and may the best challenger win!

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